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Budget Basics Work Sheet

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.

Income  
Take-Home Pay/All Family Members  
Child Support/Alimony  
Pension/Social Security  
Disability/Other Insurance  
Interest/Dividends  
Other  
Total Income  

Expenses  
Rent/Mortgage  
Life Insurance  
Health/Disability Insurance  
Vehicle Insurance  
Homeowners or Other Insurance  
Car Payments  
Other Loan Payments  
Savings/Pension Contribution  
Utilities  
Credit Card Payments  
Car Upkeep  
Clothing  
Personal Care Products  
Groceries  
Food Prepared Outside the Home  
Medical/Dental/Prescriptions  
Household Goods  
Recreation/Entertainment  
Child Care  
Education  
Charitable Donations  
Miscellaneous  
Total Expenses =  
Remaining Income After Expenses =  

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®
Copyright 2005. All rights reserved.

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Why Specialized Realty for buying Foreclosures?

  • Our firm specializes in Texas foreclosure properties.
  • Our agents are foreclosure experts.
  • Our foreclosure focus experience helps us to keep you from potential penalties.
  • Our foreclosure expertise ensures a smooth process for our buyers.
  • Our experience in working with foreclosures helps you avoid any unforeseen penalties.
  • We can make you aware of foreclosures before they go on the market.
  • SRG buyer's agents represent the buyer, not the seller.
  • We offer a market analysis to assist with negotiations.
  • We have connections with lenders and mortgage who know foreclosures best.
  • We work with foreclosures on a daily basis, so we know when a "hot deal" comes up.
  • We offer foreclosures throughout North Texas.
  • We have connections with lender and mortgage providers with hands-on experience working with foreclosures.
Texas Foreclosure Listings


Specialized Realty Group, Inc.
606 US Highway 377 N
Argyle, TX 76226
Phone: 1-800-636-5418 x 4001
Fax: 940-489-4141

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